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Terms & Conditions – BanijjoPay

Effective Date: 05/02/2026

Welcome to BanijjoPay. By accessing or using our website and payment services, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By using BanijjoPay, you agree to these Terms & Conditions, our Privacy Policy, and other applicable policies. If you do not agree, please do not use our services.

2. Services

BanijjoPay provides online payment gateway solutions and digital payment processing services for businesses, eCommerce stores, freelancers, and online merchants.

3. User Responsibilities

Users must:

  • Provide accurate and updated information

  • Use the platform legally and ethically

  • Maintain the confidentiality of account credentials

  • Avoid fraudulent or unauthorized transactions

BanijjoPay reserves the right to suspend accounts involved in suspicious or illegal activities.

4. Payment & Transactions

  • All transactions are subject to verification and security checks

  • Users are responsible for ensuring correct payment details

  • BanijjoPay is not responsible for delays caused by banks or third-party payment providers

  • Transaction fees may apply depending on the service used

5. Prohibited Activities

Users may not use BanijjoPay for:

  • Fraudulent transactions

  • Illegal products or services

  • Money laundering activities

  • Unauthorized access or hacking attempts

  • Any activity that violates local or international laws

6. Refund Policy

Refund eligibility depends on the type of service provided. In most cases, setup or development charges are non-refundable once work has started.

7. Service Availability

We strive to provide uninterrupted services, but BanijjoPay does not guarantee that the website or payment system will always be available without downtime or technical issues.

8. Security

BanijjoPay uses advanced security measures to protect transactions and user data. However, users are also responsible for maintaining account security and protecting login information.

9. Third-Party Services

Our platform may integrate with third-party payment providers such as:

  • bKash

  • Nagad

  • Rocket

  • Upay

  • PayPal

  • Stripe

We are not responsible for issues caused by third-party services or platforms.

10. Intellectual Property

All website content, branding, logos, and materials related to BanijjoPay are protected by copyright and intellectual property laws. Unauthorized use is prohibited.

11. Limitation of Liability

BanijjoPay shall not be liable for:

  • Indirect or incidental damages

  • Financial losses caused by third-party failures

  • Service interruptions beyond our control

  • Unauthorized account access caused by user negligence

12. Changes to Terms

BanijjoPay may update these Terms & Conditions at any time without prior notice. Continued use of the service means you accept the updated terms.

13. Contact Information

If you have questions regarding these Terms & Conditions, contact us:

BanijjoPay
???? banijjopay@gmail.com
???? +8801636260267
???? www.banijjopay.com